EARS Violation Predictor

In an increasingly competitive auto insurance landscape, carriers are looking for ways to operate smarter and more efficiently. Not surprisingly, insurers are reevaluating MVR ordering policies to reflect both rising MVR costs and the fact that many driving records come back clean. Explore’s Violation Predictor is an MVR order optimization tool that incorporates an extensive array of infrastructure, geo-demographic, and law enforcement data along with driver characteristics to identify policy holders most likely to have had violations. Violation Predictor enables carriers to reduce MVR expenses, improve yield, and maximize ROI. This breakthrough tool does not utilize credit.

Violation Predictor improves the efficiency of MVR ordering by identifying the relationship among environmental factors, driver characteristics, and the probability of having violation activity.